OpenAI launches ChatGPT Wallet, letting AI agents pay with ordinary cards
CRYPTO NEWSOpenAIcoinbrief/daily · 3 sources
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What happened
OpenAI has introduced ChatGPT Wallet on 13 November 2026, letting its persistent AI agents, called dots, complete purchases for eligible US ChatGPT Pro users. OpenAI works with American Express, Mastercard and Visa, and the payment network issues a token in place of the card number, so neither the merchant nor the agent sees the card details. OpenAI does not hold funds or act as a bank, and it has not disclosed any fee for merchants.
For IT people · Written by AI from 3 sources · Wrong?
What to do
- Watch for OpenAI's disclosure of any merchant fee for ChatGPT Wallet.
- Watch whether retailers accept purchases made by AI agents, since merchants can still decline transactions.
Written by AI from the sources, checked against them
Full story timeline · 3 updates
Who reported · 3 outlets
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